We often postpone the decision to renovate the house
for fear of problems that may arise during the work or for lack of
resources. However, there comes a time when this action becomes inevitable. At
that time, it is possible to count on the credit for retirement.
Just like buying a house, a renovation also needs to be
planned, and scheduling it is the best way to avoid problems and to try to
predict some common situations that may occur.
In this post, we have separated 11 items that you should be
aware of in order to carry out a renovation without a hitch. Check out!
1. Determine the size of the reform
The first step should be to determine the size of the
renovation: do you want to renovate all the rooms in the house or just one?
Where do you want to start? Will the reform be done in stages or in one go? How
long should the reform last?
Answering these questions is the first step. From then on,
you will discover the size of the financial investment that must be made, how
many professionals you will need to hire and how long it will take to complete
the work.
2. Analyze your financial conditions
With the budget in hand, you can assess your financial
availability to perform the service. But what if you don't have enough
investment for your retirement plans?
It is important to think of this process as something
planned. In that case, obtaining retirement credit can help you to collect the
money for that purpose. With a consortium, for example, you pay monthly
installments that fit in your pocket - the value of the installments varies
according to your letter of credit and the term chosen to pay it off. Every
month there is a draw among the participants of the consortium group and your
letter of credit can be contemplated.
However, if you don't want to rely solely on the draw, you
can also bid. In this case, the consortium works like an auction: the highest
bidder takes the letter of credit that month. However, if your bid is not the
highest, you continue to pay only the monthly amount.
With the money in hand, if the amount of the renovation
exceeds your initial estimate, it is advisable that you do only what is most
urgent and postpone what is not so necessary.
The budget is a plan, but it is quite common for unexpected
details to come up during the renovation that cost money. Therefore, it is
prudent to leave some value saved for these unforeseen events.
3. Budget the total cost
The next step should be to make a budget of the total cost,
that is, considering, even, the costs with material and labor, to avoid
surprises.
At this point, it is necessary to remember that there are
different construction professionals that must be taken into account when
making the budget, depending on the size of your work, such as bricklayer,
painter, floor installer, electrician, plumber, among others.
4. Hire professionals
After defining the proportion of the reform and the budget,
it is time to hire the professional who will be responsible for the changes,
usually a foreman or a civil engineer, in addition to the other workers who
perform specific services.
The first thing the head of reform should do is define how
much he will spend on the service, as well as estimate how many people will be
needed and what materials will be used. It is worth mentioning that, if it is
necessary to change the structure of the house, it is advisable that you hire
an engineer.
5. Be careful with furniture and appliances
Before starting the work, see how you will protect the
furniture in the residence. Ideally, small
appliances and utensils should be
wrapped and boxed to prevent accidents.
Already sofas and armchairs should be covered with plastic
or a waterproof fabric to not be dusty or dirty. The ideal is to save or at
least cover all items that may be damaged during the renovation.
6. Compare the price of materials
Before starting the works, it is necessary to compare the
price of materials in different suppliers, since there can be wide variations
in value from one establishment to another.
In addition, it is interesting to keep an eye on promotions
and discounts, being valid, in certain cases, to buy the materials at low price
and keep them at home until the beginning of the work.
7. Pay attention to the stock of materials
However, before following the step in the previous topic and
purchasing materials for your renovation, it is important to think about where
they will be stored, especially items that can be wasted if not stored in a
suitable place, such as sand and stone. Cement is also a material that requires
care, as it should not be in a damp place.
To ensure that your money is not wasted, you will need to
define whether there is an environment that can be used to store these
materials or whether it is better to buy them in bulk.
8. Renovate one room at a time
It is common for a renovation to bring discomfort to the
residents of the residence. To generate less inconvenience, the ideal is to
renovate one room at a time, as this way the work is concentrated in a single
point of the house.
In the case of a painting, for example, the ideal is to
prepare the wall, put the putty, seal and apply the paint or texture in one
room at a time. Have you thought about the mess of the residence when choosing
to paint the house all at once?
9. Be careful with unforeseen circumstances
Even with good planning and a timeline, be aware that
adversities can happen. For example, the rain can fall all week and hinder the
renovation of the external area of the house.
In this way, you should always stay on top of what is
happening in your work and prepare for unforeseen events, since there are
factors that can delay a work and that are often not under your control, such
as weather conditions.
10. Supervise the work
Keep in mind that, as much as you trust the professionals
you have hired, the ideal is to monitor the work closely to ensure that
everything will go as desired.
By supervising the renovation, it is possible to ensure that
the work is being done with quality, in addition to having greater control over
the time of completion of the stages.
11. Keep the house clean
At the end of each work day, ask the suppliers to collect
the refuse caused by the renovation to avoid the
accumulation of dust, as well as so that you do not have to deal with damaged floors, walls and furniture.
In addition, do not forget that the cleaning after the
renovation of the house must be thorough, with some cleanings that are not
common in everyday life, such as cleaning grouts and paint splashes, removing spackle,
among other actions.
Renovating the house can be challenging, but the result is
always worth the effort. After all, there is nothing better than living in a
comfortable home, decorated and full of details chosen by you.
If you are postponing your dream project for fear of
unforeseen events that may happen or for lack of funds, just use the credit for
renovation and follow our tips in order to guarantee the success of your work!
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